790---it's just a number

toot toot

Okay, not one to toot my own horn--but I checked my FICO score the other day. To my surprise, amusement and yes, even dismay...I found that my score is a whopping 790! Can you believe it? A 790! That's really good. In fact, some would say "excellent".

So, why don't I still get the best interest rates? Why isn't anyone helping me out with credits and incentives? I've worked all my life to build up a great credit score, and for what? Just a pat on the back for a "job well done"???

Where's my $8,000 first time homebuyer incentive? Where's my re-fi at an extremely low rate?

It would figure that by the time I got my FICO where I wanted it, and then some, that it wouldn't even matter anymore....and it really doesn't, does it?